Coverage is provided by Delta Dental of New Jersey in their PPO Plus Premier Network. The company offers two levels of coverage, a “high” plan and a “low” plan. The core coverage is the same, but the low plan has a lower annual limit and no orthodontia coverage. The high plan has a higher annual limit and provides for orthodontia coverage.
You can visit any participating Delta Dental dentist to take advantage of discounted fees and higher in-network benefits – meaning you pay less for your care.
You have the freedom to choose any dentist you wish to see. However, if you choose a network preferred dentist, your dollars will go further since the plan pays more if you go in network. If you visit a non-network dentist and receive out-of-network benefits, those dentists have not agreed to reduce their fees. If the non-network dentists’ fees are higher than the maximum allowed by the Plan, you must pay the difference in addition to your deductible and coinsurance.
Resources
Dental Coverage Plan At a Glance
